“The true cost of your insurance is the premium you pay
PLUS any uncovered claims.”
Consider the following real cases:
• A child was pushed into a bookcase’s sharp corner. The wound required numerous stitches, and the child also was at risk for tetanus because of rust on the bookcase. This cost the school district more than $200,000 in a settlement.
• A high school student lost several fingers when he cut a piece of wood on a table saw. The teacher had replaced a bolt in the mechanism and the accident happened when the bolt loosened. This cost the school district nearly $1 million in a court settlement.
• Two students return a television cart to the library. When one student lost his grip, the television toppled off and landed on the other child’s head, causing permanent brain damage. The jury awarded the student’s family $1.7 million.
The scary part is that you MAY NOT be covered for these accidents…possibly putting your school into debt or even facing bankruptcy and closure.
If you have never reviewed your protection program by a Certified School Risk Manager, you may be at risk to pay out-of-pocket for certain accidents that occur during school or on your property. You can have your insurance protection evaluated for FREE by a certified professional by simply contacting Tom Van Auker at our office at (800)334-1561.
