Are You Putting the Horse Before the C.A.R.T.?

Can you believe it’s May already? You are most likely in the midst of the “end-of-the-school-year” craziness and the kids are anxious to start their summer break! You‘re probably equally anxious for summer to start, while trying to work out the budget, teacher and staff contracts, and curriculum for next year. These are all time-consuming, but necessary and challenging parts of your job – this is where your talent and experience make a difference.

But what about your insurance protection?

Do me a favor and ask yourself one question: Do you really understand what’s in your charter school insurance policy? If you’re not 100% sure what is (and is NOT) covered, then perhaps you’re putting the horse before the C.A.R.T.!

C.A.R.T. stands for four fundamental principles of Charter School Insurance.
• C - Control
• A - Avoid
• R - Retain
• T - Transfer

If you are unsure of these principles, then there is a good chance your protection is not adequate, and you and your school may be at risk. This is where we can help! We will educate you on the coverages you have, as well as what you may need or not need.

To learn more about C.A.R.T. and what that means to YOUR SCHOOL,
please call us at 1-800-334-1561 and ask for Tom Van Auker,
Certified School Risk Manager. Ask for your FREE, NO-OBLIGATION
ASSESSMENT of your current policy.